Hope for the best and prepare for the worst.

The age-old idiom is one that companies of all sizes need to take into consideration when creating a business continuity plan. Comprehensive risk assessment needs to include the possibility that disaster could strike at anytime and an organization might have to undergo a rebuilding process.

This blog has previously discussed Hurricane Sandy and how businesses are still feeling a ripple effect from the superstorm. Sometimes, even with thorough preparation and contingency plans put into play, companies might need to start from scratch in certain areas. If that is the case, it's important that an organization have the required funds to ensure quick business resumption.

In light of the "Frankenstorm," the U.S. Small Business Administration (SBA) announced earlier this week that it was opening several Business Recovery Centers in New York. Since the 1950s, the SBA has delivered forms of financial assistance – such as loans or contracts – to small businesses.

"SBA provides loans to homeowners, renters, businesses and organizations to repair or replace real estate, personal property, equipment and business assets that have been damaged in a disaster," stated the organization's website.

Creating a business from scratch is not an easy process, but having to go through that scenario twice could prove close to impossible – especially when the financial aspect is considered. Partnering with business continuity consultants can help companies develop a plan that will ensure their survival, even after hard-hitting events such as Hurricane Sandy.

Working in data recovery aspects can guarantee that information stored in computers or through cloud technology is important for companies to do in a digital age. However, physical locations are also a necessity for many organizations, and as such, it's crucial for owners and decision-makers to account for a scenario where rebuilding might occur.